Miguel Armaza sits down with the amazing Sebastian Kreis, Co-Founder/Co-CEO of Xepelin, a Latin American fintech company that aims to be the leading SMB digital bank in the region.

Founded in 2019 by Sebastian and Nicolas de Camino, they are one of the fastest-growing fintechs in the history of Latam — having loaned more than $400 million in the last couple of years, onboarded over 4,000 clients, and have been doubling in size every three months throughout the last year.

They are also backed by some of the best fintech investors, including Kaszek, DST Global, Picus Capital, FJ Labs, Gilgamesh…


Miguel Armaza sits down with the very genuine Raul Vazquez, CEO of Oportun, a Nasdaq-listed company that provides responsible consumer credit. Founded 15 years ago, Oportun has extended more than 4 million loans and over $10 billion in affordable credit.

Raul has been Oportun’s CEO since 2012 and previously served as CEO of Walmart.com. Currently, he also serves on the board of Intuit and the National Association for Latino Community Asset Builders. He is also a proud MBA graduate of the Wharton School.

In this episode, we discuss:

Raul’s fascinating story and how the oldest son of Mexican immigrants…


Miguel Armaza sits down with the fascinating David Nangle, CEO of Vostok Emerging Finance (VEF), an investment company publicly listed in Sweden that invests in growth stage private fintech companies across the emerging world.

Born and raised in Ireland, Dave has spent his career focused on emerging markets having worked in places like Moscow and London, and has backed some of the top fintech names across Brazil, Mexico, Turkey, India, Kenya, and beyond. Some of VEF’s current and past portfolio companies include Creditas, Konfio, JUMO, and Tinkoff.

In this fun episode, we discuss:

David’s story and why he quit…


Miguel Armaza sits down with Tosin Osibodu, Co-Founder and CEO of Chaka, a Nigerian digital investment platform that is bringing access to trade over 4,000 Nigerian and US stocks.

Tosin is a fintech veteran, serial entrepreneur, and also a proud alum of our very own University of Pennsylvania!

In this episode, we discuss:

  • Chaka’s journey and what it means to be the first Nigerian Fintech to receive a license by the Securities & Exchange Commission of Nigeria (SEC).
  • Challenges and opportunities of building startups in emerging markets
  • The amazing state of fintech in Africa and why these are the…

Miguel Armaza sits down with legendary tech entrepreneur and venture capitalist, Fabrice Grinda, Founding Partner at FJ Labs, a stage-agnostic Venture Capital fund that focuses on marketplaces and consumer facing startups.

Born and raised in France, Fabrice is amongst the world’s leading tech leaders.

As an investor, he has over 250 exits on almost 700 investments. With impressive investments such as Alibaba, Lending Club, Delivery Hero, Betterment, Klarna, Stripe, Palantir and Rappi.

As an entrepreneur, Fabrice co-founded OLX, one of the largest websites in the world with over 300 million unique visitors per month. …


Miguel Armaza sits down with the fantastic Mary Ann Azevedo, Senior Reporter at TechCrunch covering all things Fintech and Latin America Tech.

Mary Ann is a renowned journalist, who’s been covering tech for 25 years! She’s seen and heard it all and this was a great conversation where we covered a ton of ground, including:

  • Some of the biggest trends she’s seeing in the fintech space.

“I think FinTech is a really interesting space, because these startups — they’re competing, yet they’re partnering with and in some cases wanting to be acquired by incumbents… and the incumbents, they’re a little…


Miguel Armaza sits down with the brilliant Mahmoud Abdelkader, serial entrepreneur and CEO/Co-Founder of Very Good Security, a company that’s on a mission to protect the world’s information by providing essential security and compliance infrastructure for other businesses.

In this episode, we talk about:

  • Mahmoud’s journey — from Egypt to New York City. Mr. Abdelkader’s family immigrated to the US in 1992 without knowing a word of English. He grew up in Brooklyn and then moved to Maryland, where he eventually attended the University of Maryland for his Computer Engineering degree.

“Right out of college, I worked on Wall…


Miguel Armaza sits down with the fascinating Amy Nauiokas, Founder and Chief Executive Officer of Anthemis, a Venture Capital firm founded in 2008 that aims to cultivate change in the financial system by investing in, growing, and sustaining businesses committed to resiliency, transparency, access and equity. Some of their most notable investments include Carta, Betterment, Pipe, Rally Rd, Simple, and Backstage Capital.

Amy is also Founder and CEO of Archer Gray, a media production and content company.

In this great conversation, we talk about:

  • Amy’s journey and how she found herself making her first Venture Capital investments in Cameroon in…


Miguel Armaza sits down with Salim Ramji, BlackRock Senior Managing Director and Global Head of iShares and Index Investments and a member of the firm’s Global Executive Committee.

Founded in 1988, BlackRock is a global investment management firm and the world’s largest asset manager, with almost $9 trillion dollars in AUM — and iShares is one of the largest ETF providers with almost $3 trillion dollars in AUM.

In this episode, we discuss:

  • Salim’s exciting career. From microfinance in the mountains of Pakistan to the top of Wall Street in New York City. Fresh out of college, Salim started…


Miguel Armaza sits down with Jarrid Tingle, Co-Founder and Managing Partner of Harlem Capital, an early-stage, diversity-focused venture capital firm that was founded in 2015 with the specific mission to fundamentally change the face of entrepreneurship.

Jarrid and team now manage a $174 million portfolio comprised of 61% Black or Latino led companies and 43% female-only led companies. Harlem Capital aims to invest in 1,000 diverse founders over the next 30 years.

Jarrid is also a proud alum of our amazing Wharton School!

In this episode, we discuss:

  • Jarrid’s background and how he and his co-founders raised Harlem Capital’s…

Miguel Armaza

🎙Co-President/Podcast Host @WhartonFintech. Fintech investor @ Gilgamesh. 📚MBA/MA Candidate @Wharton/@LauderInstitute. Author of Fintech Leaders Newsletter✍️

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